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Credit Card

Credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them.
The issuer of the card creates a revolving account and grants a line of credit to the consumer from which the user can borrow money for payment to a merchant or as a cash advance to the user.A credit card is different from a charge card: a charge card requires the balance to be paid in full each month.
In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card

Features of Credit Card
  • Very High Credit limit.
  • Aids payment in domestic and foreign currency.
  • Record keeping of all transactions.
  • Regular charges.
  • Grace period or grace days.
  • Less fees on cash withdrawals.
  • Less Additional charges for delay in payment.
  • Service tax.
  • Bonus points.
  • Gifts and other offers.
  • Low interest rate credit cards
  • High Security

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