Travel insurance is a cover for the risks you might face in your trip, overseas or domestic. Typically, it covers death, personal accident, medical expenses, repatriation, loss/ delay of checked baggage, passport loss and third party liability.
Type of Travel insurance-
With a single trip policy you'll usually be covered for a combination of eventualities, this can include: injury & illness, holiday cancellation, public liability, loss of baggage, theft of holiday money & possessions and emergency repatriation.
A comprehensive insurance policy will usually also give you access to a 24 hour manned emergency telephone number to ensure any claim is resolved quickly and efficiently.
Cover can be arranged for the exact number of days you require and is suitable for a single person or a couple.
As travel has become cheaper and more affordable to the masses, many families are now taking several trips abroad instead of the single annual vacation that used to be the norm.
Purchasing a single trip policy can work out more expensive when travelling upwards of two to three times a year so it's worth considering an annual multi trip policy.
With annual multi trip insurance, you can ensure you are covered for a number of trips within a 12 month period, giving you the peace of mind you need on those all important breaks.
World travel insurance could protect you against unexpected costs like medical treatment, lost baggage, flight delays and cancellations, wherever in the world you might be.
If you're going on one short holiday, a single trip policy might be an ideal choice for you - prices start from as little
If you're planning to see the world in a few trips, you might want to consider looking at annual policies
If you're unsure which policy to go for, take a look at our single vs annual cover article to find out which policy would best suited for your global travels
When families travel, there is always the risk that a sudden injury or illness to an an adult will leave minor children without an attendant. In this case one of the family travel benefits, Escort for Minor can pay for the economy transport costs to return unattended children home, with an escort if necessary.
When you are traveling alone and you become very seriously injured or ill, another family travel benefit, Bedside Visit, can help to bring a family member or friend to your hospital bedside.
Group travel insurance protection plans are designed to cover groups of people traveling on the same trip itinerary. Group protection coverage may be purchased for just medical and/or medical evacuation coverage.
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Comprehensive group protection plans include trip cancellation, travel interruption and delay, emergency medical, emergency medical evacuation, lost or delayed baggage and more.
If your group consists of ten or more traveling to the same destination then purchasing a group travel insurance plan may be your most economical choice
Premiums vary according to the trip cost per person, and many group plans are not age banded making the premiums even more attractive. Especially for our senior groups.