Application form duly signed Processing fee cheque Property documents Name & date of birth proof Any one address proof Signature proof Identity Proof Income documents: (If salaried) Salary slips, Form16 and bank statement (If self-employed) ITRs with financial statements, bank statement

Age of the applicant should be 21 years when loan is applied for and 65 years when the loan period ends The applicant should be earning a regular income,either salaried or self employed

No charges for prepayment incase the loan is preclosed from own sources Any partial or full prepayment from other sources during fixed interest rate period of the loan will attract prepayment fees of 2% of the amount prepaid No prepayment charges applicable for all payments upto 25% of the principal outstanding(POS) including all prepayments made within preceeding 12 months If prepayment amount exceeds 25% of the principal outstanding(POS) including all prepayments made within preceding 12 months, then the excess prepaid amount of 25% of POS will attract pre-payment as