Term insurance is a type of life insurance policy that offers financial compensation to the nominees in the event of the untimely death of the policyholder during the policy term. A plan like this financially protects your loved ones just like you, even when you are not around to fund their needs.
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Some the best things which is associated with our each term insurance plans.
Some of mostly asked questions by our customers.
Term insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years.
Death Benefits: Term insurance plans offer death benefits to designated nominees. The nominees will receive these death benefits, if the life assured dies within the policy tenure.
Tax Benefits: A policyholder can enjoy tax benefits over the premiums paid for term life insurance plans with maturity benefits.
Having an ideal insurance cover is always a good idea. As a thumb rule, a pure term should be bought in the range of 10-25 times the annual income of the life insured. This helps negate unforeseen liabilities and future inflation.
Investing early in term insurance is a sign of a good investor and is also the right time to buy term insurance plans, as they focus on reaping benefits.
Cover provided by your employers is always based on your hierarchy in the company is usually limited to 2-3 times of the cost to the company. When you change jobs or start a company of your own as a consultant you will automatically lose the cover and insurance. A period without insurance is a scary proposition and keeps you and the family at risk.
Your premiums are returned to you if you outlive the term of the policy. The premium refund is tax-free money. Some return of premium polices build a cash value that you can take loans out against. The loans have to be repaid or the refund or death benefit will be reduced by the borrowed amount.
A Term plan with Return of Premium is a contract between the applicant and the Life Insurance Company, under which the applicant agrees to pay a certain amount of money (Premium) per year for a fixed period in order to receive a guaranteed amount of money (Sum assured) in the event of his death during the policy term.
Some of our great testimonials.
I got most Affordable Term Insurance benefits on a floater basis thanks a lot to your team.
It's very great when I get Upto 100% Increase in Sum Insured upon a claim free renewal.
My term insurance is having lots of facility include tax benefits, death benefit, money savings, best returns its amazing.
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