Privacy Policy
Last updated: March 2026
At TimesMoney (“we,” “our,” or “us”), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.timesmoney.in and use our services.
1. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you fill out forms, register on our platform, or contact us. This may include:
- Full name
- Email address
- Phone number
- City or location
- Financial product preferences and requirements
Automatically Collected Information
When you access our website, we may automatically collect certain information, including:
- IP address and browser type
- Device information (operating system, screen resolution)
- Pages visited, time spent on pages, and navigation paths
- Referring website or source
- UTM tracking parameters for marketing attribution
Mobile Application Data
When you use the TimesMoney mobile application, we may additionally collect:
- Device Information: Device model, operating system version, unique device identifiers, and app version for compatibility and security purposes.
- KYC Documents: Identity documents (Aadhaar card, PAN card, selfie) submitted for verification as required by RBI guidelines. These documents are stored with 256-bit encryption and are only used for identity verification.
- Campaign Activity: Records of campaigns viewed, started, and completed, including click tracking data for affiliate attribution.
- Financial Data: Bank account details (for payout processing), transaction history, wallet balance, and earnings records.
- Push Notification Tokens: Device tokens for delivering notifications about campaigns, payouts, and app updates.
- Referral Data: Referral codes used and referral relationships for the referral rewards program.
KYC Document Retention: Your identity documents are retained for as long as your account is active and for 5 years after account closure as required by regulatory guidelines. You may request deletion of your documents by contacting our support team or deleting your account through the app settings.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To provide personalized financial product recommendations
- To connect you with relevant financial institutions and partners
- To respond to your inquiries and provide customer support
- To send you relevant updates, offers, and promotional communications (with your consent)
- To improve our website, services, and user experience
- To analyze usage trends and optimize our platform
- To comply with legal obligations and enforce our terms
3. Cookie Policy
We use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small data files stored on your device that help us:
- Remember your preferences and settings
- Understand how you interact with our website
- Provide targeted content and advertisements
- Measure the effectiveness of our marketing campaigns
You can control cookie settings through your browser preferences. Please note that disabling cookies may affect the functionality of certain features on our website.
4. Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of data in transit using SSL/TLS protocols
- Secure storage of personal data on protected servers
- Regular security assessments and vulnerability testing
- Access controls limiting employee access to personal data
- Regular backups and disaster recovery procedures
While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.
5. Third-Party Services
We may share your information with trusted third parties in the following circumstances:
- Financial Partners: When you express interest in a financial product, we may share your contact details with the relevant bank or financial institution to process your application.
- Analytics Providers: We use services like Google Analytics to understand website usage patterns. These providers collect anonymized data.
- Marketing Partners: We may work with advertising partners to show you relevant promotions across other platforms.
- Legal Requirements: We may disclose information when required by law, regulation, or legal process.
We do not sell your personal information to third parties for their direct marketing purposes.
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.
7. Your Rights
You have the right to:
- Access and review the personal information we hold about you
- Request correction of inaccurate or incomplete data
- Request deletion of your personal information
- Opt out of promotional communications at any time
- Withdraw consent where processing is based on consent
8. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us: