SIP Calculator

Plan your Systematic Investment

Use our SIP calculator to estimate the future value of your monthly investments. See how regular investments can grow your wealth over time through the power of compounding.

₹500₹1,00,000
%
1%30%
Yr
1 Year40 Years

Total Value

₹11,61,695

Investment Breakdown

Total Invested
₹6,00,000
Expected Returns
₹5,61,695

Total Value₹11,61,695
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What is SIP?

SIP stands for Systematic Investment Plan. It is a disciplined way of investing a fixed amount of money at regular intervals (usually monthly) in mutual funds or other investment instruments. SIP helps you benefit from rupee cost averaging and the power of compounding.

SIP Formula

FV = P × [(1 + r)n - 1] / r × (1 + r)

Where P = Monthly investment, r = Monthly expected return rate, n = Total number of months

Benefits of SIP

  • Rupee Cost Averaging: You buy more units when prices are low and fewer when prices are high, averaging out your cost over time.
  • Power of Compounding: Your returns earn returns over time, leading to exponential growth of your investment.
  • Disciplined Investing: Fixed monthly investments build a consistent saving habit without requiring market timing.
  • Flexibility: You can start with a small amount and increase your investment as your income grows.

Disclaimer: This calculator provides approximate results for illustrative purposes only. Actual returns may vary based on market conditions and the specific investment instrument. Mutual fund investments are subject to market risks.