Public Provient Fund Calculator
Calculate Your Public Provient Fund Returns

Use TimesMoney's Free Public Provient Fund Calculator to calculate your Public Provient Fund Returns

₹ 500
₹ 1,50,000
15 years
50 years

This is as per Govt.

Investment Details

Total Amount: ₹
Total Interest: ₹
Maturity Amount : ₹

A PPF Calculator is an online tool that helps you estimate the returns on your Public Provident Fund (PPF) investment. It provides an easy way to calculate the maturity amount and interest, helping you plan your long-term savings effectively. The calculator takes into account the principal amount, interest rate, and tenure, but the actual returns depend on the interest rate set by the government, which can change over time. By using this tool, you can better understand your savings strategy and make informed decisions about your investments.

There are several PPF calculators available online; it is important to choose an accurate PPF calculator and understand how to use it to calculate the exact maturity amount and interest you will earn on your investment. This will help you plan your long-term savings effectively and make informed decisions about your Public Provident Fund contributions.

Public Provident Fund (PPF) Calculator

The Public Provident Fund (PPF) Calculator is an online tool that helps you estimate the maturity amount and interest you can earn from your PPF investment over time. By entering details such as the monthly contribution, interest rate, and tenure, the calculator provides a clear picture of your potential returns. This tool simplifies the process of planning your long-term savings and ensures you can make informed decisions about your PPF contributions, ultimately helping you achieve your financial goals.

How can a PPF calculator help you?

A PPF calculator can help you by providing an accurate estimate of the returns you can earn on your Public Provident Fund (PPF) investment. It allows you to input details like your monthly or annual contributions, the interest rate, and the tenure of your investment. The calculator then computes the maturity amount, including the principal and interest, helping you understand how your investment will grow over time. This tool makes it easier to plan your long-term savings, ensuring you can make well-informed decisions and track your progress toward your financial goals.

A PPF calculator online is a helpful tool that provides an estimate of the returns you will earn on your Public Provident Fund (PPF) investment over the investment period. By entering details such as your monthly or annual contributions, the interest rate, and the tenure, the calculator calculates the maturity amount, including both principal and interest. This tool helps you plan your long-term savings effectively and gives you a clear idea of how your investment will grow, enabling you to make informed decisions for securing your financial future.

How do PPF calculators work?

There is a specific formula that Timesmoney uses to compute the PPF amount.

maturity = yearlyDeposit * ( Numerator / rate ) * (1 + rate), where

  • maturity is the amount you receive upon maturity.
  • yearlyDeposit is the amount you invest per year.
  • Numerator = (1 + rate)**time - 1 .
  • rate is interest / 100
  • time is the number of years.

This is the standardized formula used by any online PPF calculator.

FAQs

The minimum amount required to open a PPF account is Rs. 500. The minimum contribution per year is also Rs. 500, with a maximum contribution of Rs. 1.5 lakh per year.
The maximum tenure of a PPF account is 15 years. However, you can extend the account in blocks of 5 years after the initial 15-year period.
Yes, partial withdrawals are allowed from the 7th year of the PPF account. However, the total amount you can withdraw is subject to certain conditions and limits.
No, the interest earned on a PPF account is tax-free. It is also exempt from tax under Section 80C of the Income Tax Act.
Yes, you can take a loan against your PPF account, but only between the 3rd and 6th year of the account. The loan amount can be up to 25% of the balance in the account at the end of the 2nd preceding year.
No, you can only have one PPF account in your name. However, you can open a PPF account for your minor children or dependents.
The interest rate on a PPF account is set by the government and is revised quarterly. As of now, the interest rate is 7.1% per annum (subject to change).
Yes, you can extend your PPF account in blocks of 5 years after the initial 15-year period. You can choose whether to continue making contributions or opt for no contributions during the extended period.
If you miss the annual minimum contribution of Rs. 500, your PPF account will be considered inactive. You will have to pay a penalty and make the required contributions to reactivate the account.
Yes, you can nominate one or more individuals for your PPF account. You can update the nomination details as needed.