Credit Card vs Debit Card: Which Should You Use?

When to Use a Credit Card

Credit cards are ideal for online shopping, travel bookings, and large purchases where you want buyer protection and rewards.

When to Use a Debit Card

Use your debit card for everyday transactions, ATM withdrawals, and when you want to stick to your budget.

Key Differences

Credit cards offer reward points, cashback, and a credit-free period of up to 50 days. Debit cards directly deduct from your bank balance, helping you avoid debt.