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Additional Information

Documents Required

  • Latest passport-sized photograph.
  • Proof of identity (Copy of Passport / Voter Identity Card / Driving License / PAN Card).
  • Address Proof (Copy of Ration Card / Telephone Bill / Electricity Bill / Rental Agreement / Passport Copy / Bank Passbook or statement / Driving License).
  • Age proof (Copy of PAN Card, Passport, any other documents from statutory authority).
  • Bank statements of the last six months or Salary Slip of the last 3 years.
  • Income Tax Return for the last 3 years.

Eligibility Criteria

  • The applicant should be at least 21 years of age.
  • The applicant should not be more than 65 years of age.
  • Available for salaried individuals and self-employed residents with a regular income.
  • Must earn more than the minimum income required for the personal loan.
  • The minimum monthly income required is ₹12,000.
  • Must pay off credit card bills on or before due dates.

Preclosure Charges

  • Within 6 months from the Agreement Date - Not Allowed
  • Within 7 to 17 months - 7.00%
  • Within 18 to 23 months - 5.00%
  • Within 24 to 35 months - 3.00%
  • After 36 months - 0%