H
Credit Card

HDFC Regalia Credit Card

by HDFC Bank

Premium travel and lifestyle credit card with reward points and lounge access.

Interest Rate

3.6% per month (42% p.a.)

Processing Fee

Joining fee: ₹2,500 + GST (waived on ₹3L annual spend)

Min Amount

N/A

Max Amount

N/A

Key Features

  • 4X reward points on all spends
  • 12 complimentary lounge visits/year
  • Travel insurance up to ₹1 Crore
  • Golf privileges at select courses

Benefits

  • Welcome bonus of 2,500 reward points
  • Fuel surcharge waiver
  • Global emergency assistance
  • 1% cashback on all utility bill payments

Eligibility Criteria

  • Age: 21-65 years
  • Salaried with income ₹12L+/year
  • Self-employed with ITR of ₹15L+
  • CIBIL score: 750+

About This Product

HDFC Regalia Credit Card is a premium lifestyle card offering 4X reward points on all spends, complimentary airport lounge access, and comprehensive travel insurance coverage.

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